Hand Berges AI a decision or a dataset and get structured reasoning you can actually follow, not a confident guess.
Try this promptMost AI will happily give you a number. The problem is you cannot tell whether it thought about it or just pattern-matched to something plausible.
For anything quantitative or multi-step, you want to see the work: what went in, how it was weighed, and where the answer came from. That is what the Reasoning interceptor is for.
Great question! Refinancing can be a smart financial move. Generally, if you can lower your interest rate, it is worth considering. You should weigh the closing costs against your monthly savings and think about how long you plan to stay in the home. Consulting a financial advisor is always a good idea!
Payment now: ~$1,896/mo. At 5.8%: ~$1,760/mo. Saving ~$136/mo. Cost to refinance: $4,000. Breakeven: 4000 / 136 = ~29 months. Worth it if you keep the mortgage longer than about 2.5 years. Below that, you lose money.
Paste the numbers, the constraints, and the question. You do not need to clean it up first. Messy is fine.
Select the Reasoning interceptor (or say "think hard") so the deep-thinking layer slows down and shows its steps instead of guessing.
Because the steps are visible, you can spot a wrong assumption and correct it. Reply with the fix and it re-runs from there.
Reasoning lowers the randomness and layers a structured-thinking prompt on top of the model: lay out the inputs, work through them in order, land on a conclusion. Ask the same question twice and you get a consistent shape of answer.
Trust but verify. The Reasoning interceptor shows its steps precisely so you can check each one. Treat it as a fast, transparent first pass, not a substitute for an expert on high-stakes decisions.
Paste the data as text and it will work through it. For a quick analysis that is often faster than opening a spreadsheet.
A normal answer optimizes for sounding right. Reasoning optimizes for being checkable: lower randomness, explicit steps, and a conclusion you can trace back to the inputs.